Mortgage Loans - Loan Against Property

Loan Against Property (LAP) is a perfect way to unlock the hidden value of your property. You can enjoy small perks of life that you have missed due to lack of funds. This is a multi-purpose loan that puts funds at your disposal to use whenever you need them. This loan can also be used to expand your business, use for education or plan your dream wedding.

Features & Our Assistance

A multi purpose loan for business or personal needs
Get maximum loan amount against your income
Loan against different types of property
Loan up to 100% of property value.
Choice of Tenure up to 20 years*
Attractive Interest Rates

Business Loans Types

Loan Against Property – Unlock Value from Your Assets

A Loan Against Property allows you to mortgage your existing residential or commercial property to meet personal or business funding needs. As a secured loan, it offers higher eligibility and competitive interest rates. Individuals or entities owning property can conveniently unlock capital while continuing to retain ownership of the asset.

Commercial & Industrial Property Purchase Loan

We provide flexible loans for purchasing commercial offices, business premises, industrial sheds, or industrial land, with funding up to 80–85% of the property value. Whether you’re expanding, relocating, or investing, our expert advisory ensures smooth processing, competitive interest rates, and tailored solutions to help your business grow confidently and efficiently.

Lease Rental Discounting – Fundraising Against Rental Income

Lease Rental Discounting allows property owners to raise funds by pledging the future rental income from leased commercial properties. This secured term loan helps unlock liquidity while retaining ownership. Ideal for investors and landlords, the facility offers attractive interest rates starting from 6.9% to meet business or personal financial needs.

Balance Transfer & Top-Up Loan – Reduce Interest and Boost Savings

If your current loan carries a high interest rate, you can transfer the outstanding balance to a new lender at a lower cost. Along with balance transfer, we also offer convenient top-up loans, helping you access extra funds while reducing EMI burden and managing your finances more comfortably.

OUR SERVICES

Tailored finance solutions for SMEs.

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Support

Dedicated support for your financial needs.

Loans

Flexible loan options for your business.

Advisory

Expert advice to optimize your finances.

15

Years of Experience

2000+

SMEs served

₹ 2500 Crores+

Funds raised for SMEs

Frequently Asked Questions

What is working capital?

Working capital is funds for daily operations.

How to apply for financing?

Complete our online application for fast approval.

Is there a repayment plan?

Yes, flexible repayment plans are available.

Who qualifies for financing?

SMEs with a stable cash flow can qualify.

What are the fees?

Need more help? Contact us anytime.