Equipment Finance Helps MSMEs Scale
Avid Equipease: How Equipment Finance Helps MSMEs Scale Without Cash Flow Stress
A smarter way for MSMEs to grow, upgrade, and stay competitive—without blocking working capital.
For many MSMEs, growth depends on one key factor: having the right machinery and equipment at the right time.
Whether it’s upgrading a manufacturing line, adding a CNC machine, installing automation equipment, or enhancing production capacity—these investments are essential, but often expensive.
And if you fund these purchases entirely from your working capital, it can create:
- Cash flow stress
- Delayed vendor payments
- Production bottlenecks
- Missed business opportunities
This is exactly where Avid Equipease – Avid Capital’s Equipment Finance solution becomes a game-changer.
What Is Avid Equipease?
Avid Equipease is a specially designed Equipment Finance product for MSMEs that helps businesses purchase machinery without disturbing day-to-day cash flows.
It allows you to:
- Acquire new machinery
- Upgrade outdated equipment
- Expand production capacity
- Increase efficiency and output
- Get funding against new or used machinery
And all of this comes with flexible tenure, competitive pricing, and minimal documentation—tailored for MSMEs.
Why Equipment Finance Is Crucial for MSME Growth
1️⃣ Machinery Directly Drives Productivity
A single machine upgrade can:
- Increase output
- Reduce labour dependency
- Improve product quality
- Lower production cost
But paying upfront is difficult.
Avid Equipease converts large upfront cost into small monthly EMIs, helping you scale without financial strain.
2️⃣ Preserve Working Capital for Daily Operations
Your working capital must be used for:
- Raw material purchase
- Salaries
- Vendor payments
- Logistics
- Marketing & sales
If you spend this money on machinery, your operations suffer.
Equipease ensures your working capital stays free for business continuity, while the equipment pays for itself over time.
3️⃣ Faster Approvals Than Traditional Bank Loans
Banks often take weeks or months to sanction machinery loans due to:
- Heavy collateral requirement
- Detailed project reports
- Long underwriting cycles
MSMEs lose opportunities in the meantime.
Avid Equipease offers quick processing and disbursal, enabling faster project execution and timely order fulfillment.
4️⃣ No Need to Mortgage Property
Traditional term loans require property collateral.
But for MSMEs, property may already be mortgaged for CC/WC.
Avid Equipease uses machinery as the primary comfort, making it easier to access finance without additional collateral.
5️⃣ Structured EMIs Make Cash Flow Predictable
Rather than paying ₹20–30 lakhs upfront, SMEs can:
- Spread the cost over 2–5 years
- Match EMIs with production cycles
- Maintain healthy cash reserves
This ensures financial discipline and makes upgrades easier to plan.
🏭 How Avid Equipease Helps Your Business Scale Faster
✔ Finance for New & Used Machinery
Whether it’s industrial machinery, automation tools, fabrication units, packaging systems, or CNC/lathe machines—Equipease supports a wide range of equipment categories.
✔ Supports Manufacturers, Traders & Service Providers
Suitable for industries like:
- Engineering & fabrication
- Auto ancillary
- Packaging & printing
- Food processing
- Pharma machinery
- Plastics, moulding, rubber
- Construction & installation contractors
✔ Minimal Documentation, Maximum Convenience
No long paperwork, no complex project reports.
Just simple, practical eligibility checks based on:
- GST revenue
- Banking behavior
- Business stability
- Order book visibility
✔ Enhances Productivity Without Affecting Liquidity
The biggest advantage:
Your business grows with better machinery, while your cash flow stays intact.
Real Impact: How MSMEs Benefit from Avid Equipease
● Expand capacity to take larger orders
● Improve product quality to meet customer standards
● Reduce production downtime
● Replace old/manual processes with automated machinery
● Improve margins through efficiency
● Increase competitiveness against larger players
In short:
Better machines → Better productivity → Better profits
💡 Avid Equipease vs Traditional Machinery Loans
| Feature | Avid Equipease | Traditional Bank Loan |
| Processing Time | Fast | Slow |
| Collateral | Not required beyond machinery | Property usually required |
| Documentation | Minimal | Extensive |
| Flexibility | Designed for MSMEs | Rigid structures |
| Eligibility | Banking & GST-based | Heavy financial requirements |
Is Avid Equipease Right for Your MSME?
Choose Avid Equipease if you want to:
- Upgrade machinery without cash flow stress
- Increase production capacity quickly
- Avoid mortgaging property
- Utilize fast financing for business expansion
- Match EMIs with business cycles
- Improve operational efficiency
Then yes—Avid Equipease is the perfect fit.
Modern MSMEs need modern solutions.
Avid Equipease empowers entrepreneurs to invest in equipment today without worrying about tomorrow’s cash flow.
At Avid Capital, our goal is simple:
Enable MSMEs to scale, modernize, and grow—without financial friction.
📞 Upgrade Your Machinery Without Stress
Talk to Avid Capital’s lending experts to explore Equipment Finance tailored for your business.
Contact us today.
Empowering MSMEs with smarter finance solutions.
